Everyday Account
Your daily banking account.
Multi-currency support, instant transfers, a virtual Visa card, and AI-powered spending insights.
Features
Everything in one account
All the tools you need for daily banking, with no hidden fees.
Virtual Visa Card
Instantly available in-app for online and contactless payments. Add to Apple Pay or Google Pay in seconds.
Instant Transfers
Send and receive money in seconds, locally and internationally.
Multi-currency
Hold and spend in AED, USD, EUR with competitive rates.
Apple Pay & Google Pay
Add your card to your digital wallet in minutes.
Real-time Notifications
Know the moment money moves in or out of your account.
AI Spending Insights
Understand your habits with personalised AI-powered breakdowns.
Simple by design
Open your account in 3 steps
Download the app
Available on iOS and Android
Verify your identity
Emirates ID or passport, done in minutes
Start banking
Your account and card are ready instantly
Get started
Experience BNQ
AI-powered, Shariah-certified, beautifully simple banking.