AI Companion
Intelligence that serves your values.
Get spending insights, find compliant investments, and manage your finances — through natural conversation in Arabic, English, or French.
Live Demo
See it in action
Watch how the AI companion responds to real banking questions — naturally and instantly.
Spending Insights
Ask about categories, trends, and patterns. Get instant breakdowns with actionable advice.
Investment Discovery
Find Shariah-compliant investments matched to your risk profile and financial goals.
Zakat Calculation
Automatic calculation based on your savings, investments, and the current Nisab threshold.
Capabilities
What you can ask
Your AI companion understands your financial life and answers in the language you choose.
Spending Insights
"How much did I spend on dining this month?"
Track categories, spot trends, and stay on budget — automatically.
Investment Discovery
"Find me Shariah-compliant investments."
Screened equities, Sukuk, and fractional real estate matched to your risk profile.
Zakat Calculation
"Calculate my Zakat."
Automatic calculation based on your savings, investments, and applicable Nisab threshold.
Budget Planning
"Am I on track with my budget?"
Set monthly budgets, track progress in real-time, and get alerts before you overspend.
Private by design
Your financial data is encrypted and isolated. We never share it with third parties.
Human handoff
Request a human agent anytime. Your AI companion transfers full context seamlessly.
Multilingual
Speak naturally in Arabic, English, or French — including voice input.
Get started
Experience BNQ
AI-powered, Shariah-certified, beautifully simple banking.