About BNQ
Why we built BNQ.
We believe everyone deserves banking that respects their values — powered by AI, grounded in ethics.
Origin
Our story
Millions of people want banking that aligns with their values, but existing options force a choice between modern UX and ethical principles.
We're building the first bank that delivers both — combining AI intelligence with Shariah-certified financial products so technology serves your principles, not the other way around.
Idea born
Identified the gap between modern banking UX and ethical finance principles.
Team assembled
Brought together engineers, Islamic finance experts, and AI specialists.
Banking license partner secured
Partnered with a licensed institution to deliver regulated banking services.
Launch
Opening our doors to the first wave of customers across the UAE.
Languages supported
Hidden fees
Shariah-certified
AI support
Principles
Our values
Prosperity
We help our customers build lasting wealth through ethical means.
Integrity
Every product certified. Every fee transparent. Every promise kept.
Partnership
Profit-sharing means we succeed when you succeed.
Community
Banking should uplift communities, not extract from them.
Team
The people behind BNQ
Khalid Al-Rashid
CEO & Founder
Former fintech exec with 15 years in Islamic banking innovation.
Sara El-Amin
CTO
AI researcher turned engineer, building the intelligent core of BNQ.
Omar Hassan
Head of Shariah Compliance
Scholar and advisor ensuring every product meets AAOIFI standards.
Layla Chen
Head of Design
Previously led design at two unicorn neobanks. Obsessed with clarity.
Amir Bashir
Head of Engineering
Full-stack architect with deep expertise in secure banking infrastructure.
Nadia Youssef
Head of Growth
Community builder connecting ethical finance with everyday people.
Get started
Experience BNQ
AI-powered, Shariah-certified, beautifully simple banking.